Terms and Conditions


Your use of our website is governed by the following terms and conditions (“Terms of Use”), as well as the J PARKER NETWORK Privacy Policy and other operating rules, minimum qualifications and cautions posted throughout the website or presented to you individually during the course of your use of the website (collectively, the “Terms”). The Terms govern your use of the website and J PARKER NETWORK reserves the right to update or replace the Terms any time without notice.  You are advised to review the Terms for any changes when you visit the website even if you have not received a notification of changes as you are bound by them even if you have not reviewed them. Your viewing and use of the website after such change constitutes your acceptance of the Terms and any changes to such terms. If at any time you do not want to be bound by the Terms you should logout, exit and cease using the website immediately.


Intended Use of Website


J PARKER NETWORK is not a broker-dealer or placement agent. At no time does J PARKER NETWORK offer, broker, advise, purchase, sell or otherwise transact in securities regulated by the SEC or federal or state law. J PARKER NETWORK does not accept, hold or transfer cash or securities. J PARKER NETWORK does not guarantee that a Company seeking investment will achieve any level of success or that any proposed offering will qualify under applicable federal and state securities laws.

J PARKER NETWORK is not a personal financial advisor. J PARKER NETWORK, whether through the website or otherwise, does not provide personal financial advice, loans or credit, banking, consumer credit ratings, credit decisions, financial products, brokerage accounts, insurance, tax advice, legal advice, or financial or legal services of any kind.

J PARKER NETWORK does not guarantee any results to anyone. All users of the website are responsible for making their own decisions to use the website and for any activity taken on the website, including without limitation registering and making an investment or otherwise.


User Registration


If you are accepting the Terms on behalf of an organization or entity, rather than in an individual capacity, you represent and warrant that you are authorized to accept the Terms on that organization or entity’s behalf and bind them to these Terms (in which case, the references to “you” and “your” in these Terms, except for in this sentence, refer to that organization or entity).

Only real persons at or above the age of 18 may register for an account and use the website. Registering for an account on the website creates no commitment or obligation on the registered user to make any investment or seek any investment. All information you provide to the website must be truthful, accurate and complete in all material respects. Our registration process may use third-party validation technology, including those provided by third-party social media sites, to attempt to confirm your qualification to use the website.

J PARKER NETWORK may reject any application to register an individual or an organization or entity for failure to achieve validation through available methods or otherwise meet J PARKER NETWORK registration requirements.

Your registration and the use of any third-party site is subject to the terms and conditions and policies of such sites and J PARKER NETWORK is not responsible or liable for any harm resulting from the use or misuse of those sites, including when such harm could or does affect your account on this website or use of the website. 


Registered Account Obligations

The named registered user of an account is the only person that may use the account and it may not be transferred to anyone else. 

You are responsible for maintaining the confidentiality of your username and password and to periodically change your password to maintain security. If you have concerns that your username or password may have been compromised and suspect that unauthorized access to your account or the website has occurred, you must immediately contact J PARKER NETWORK support through the Contact Me form or a secure method (which may not be through your website account).

Content Use Limitations

Your use of the website and its videos, webinars, images, infographics, alerts, text, articles, assessments, checklists, forms, ratings, design, data, source code, analytics, photos, software, trademarks, copyrights, and other information (“Content”) may only be used for the lawful and intended purposes expressly authorized by J PARKER NETWORK. If you access this website from outside the United States, you are solely responsible for ensuring compliance with the laws of your specific jurisdiction, as well as any restrictions that you may be subject to by a department of the United States government. Any misuse or unauthorized use of the website and its Content, or other violations of the Terms may violate Applicable Law (see below), including without limitation SEC regulations and applicable state securities laws, copyright laws (including the Digital Millennium Copyright Act), trademark laws, the laws of privacy, laws of publicity, identity theft and communications statutes and regulations, in which case J PARKER NETWORK is authorized to terminate your account and access to the website at any time and without notice and report you to the appropriate authorities and other interested parties.

Website Fees

Should we have to return any investments made through the website for any reason, such as inconsistencies in your legal name, banking information, address, social security number, or date of birth, you may be assessed a nonrefundable processing fee.  Should your application not make it through the primary verification process, the nonrefundable processing fee will be retained, and the balance of your funds will be returned.

Termination of Account

J PARKER NETWORK may suspend or terminate your account and your ability to use the website at any time for any lawful reason, and J PARKER NETWORK accepts no liability for any harm that may be caused, directly or indirectly, by such suspension or termination.

Use of the Website and Content

You agree that the Content cannot by copied, reproduced, distributed, republished, displayed, posted, or transmitted in any form or by any means without the express advance written consent of an officer of J PARKER NETWORK or the applicable licensor. You may not modify, participate in the sale or transfer of, or create any derivative works based on any part of all of the Content. Using Content, including by linking, framing, or mirroring for any purpose, is prohibited without the express advance written consent of an officer of J PARKER NETWORK.

Availability of Website

J PARKER NETWORK does not warrant the website, its Content or any services provided or offered on the website will be uninterrupted, timely, or virus or error free. You agree not to modify, damage, disrupt, disable, overburden, impair, alter or interfere with the use, features, functions, operation, security or maintenance of the website or the rights or use and enjoyment of the website by any other person or entity in any manner. By using the website you release J PARKER NETWORK, its employees, contractors, advisors, vendors, agents, and affiliates against any and all loss, damage, and claims, in whatever manner, howsoever caused arising from or related to your use of the website.

Disclaimers, Exclusions, and Limitations of Liability

THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND USE OF THE WEBSITE IN ANY MANNER IS SOLELY AT YOUR OWN RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, J PARKER NETWORK DOES NOT GUARANTEE, AND EXPRESSLY EXCLUDES ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, RELATING TO THE WEBSITE AND ITS CONTENT AND PROFESSIONAL SERVICES, WHETHER PROVIDED BY J PARKER NETWORK, OUR AFFILIATES, OUR CUSTOMERS, COMPANIES SEEKING INVESTMENT, ADVISORS, INVESTORS OR ANY OTHER THIRD PARTY, INCLUDING IN RELATION TO ANY INACCURACIES, ERRORS, OR OMISSIONS ON THE WEBSITE, ITS CONTENT, FINANCIAL ADVICE, AND/OR MARKETING MATERIALS.


J PARKER NETWORK SHALL HAVE NO LIABILITY FOR DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE, DELAY, OR UNAVAILABILITY OF THE WEBSITE AND ITS CONTENT, INCLUDING LOSS OF MONEY, INABILITY TO CONCLUDE AN INVESTMENT, SUSPENSION OR TERMINATION OF YOUR ACCOUNT AND FOR ANY DAMAGE CAUSED TO YOUR COMPUTER, COMPUTER SOFTWARE, SYSTEMS, PROGRAMS, AND THE DATA THEREON. UNDER NO CIRCUMSTANCES WILL J PARKER NETWORK OR ITS AFFILIATES, ADVISORS AND VENDORS BE LIABLE FOR ANY DAMAGES, INCLUDING GENERAL, SPECIAL, PUNITIVE, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR ANY OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR BUSINESS INTERRUPTION) OF ANY KIND WHETHER IN AN ACTION IN CONTRACT, TORT, OR NEGLIGENCE ARISING OR RELATING IN ANY WAY TO THE USE OR INABILITY TO USE BY ANY PARTY OF THE WEBSITE, THE CONTENT, OR ANY THIRD-PARTY WEBSITE THAT IS LINKED TO BY THE WEBSITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE, EVEN IF IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, OR EXPENSES.

Choice of Law


The laws of the State of North Carolina govern these Terms. Venue for any Dispute arising from your use of the website or otherwise under these Terms and Conditions shall be in North Carolina. J PARKER NETWORK makes no representation that the website is operated in compliance with the laws of any nation but the United States. If you are located outside the United States, you view this website and access the website at your own risk and initiative.

This website and the Content posted on it or made available through it shall not constitute an offer or solicitation and may not be treated as an offer or solicitation: (i) in any jurisdiction where such an offer or solicitation is against the law; (ii) to anyone to whom it is unlawful to make such an offer or solicitation; or (iii) if the person making the offer or solicitation is not qualified to do so. Any securities that may be offered on the website can only be marketed in certain jurisdictions. You acknowledge and agree that it is solely your responsibility to be aware of the applicable laws and regulations of your country and U.S. state of residence.

Waiver

Failure of J PARKER NETWORK to insist upon strict performance of any provision of the Terms or the failure of J PARKER NETWORK to exercise any right or remedy to which it is entitled shall not constitute a waiver thereof and shall not affect the validity of the Terms, or any part, or J PARKER NETWORK right to enforce each and every provision. If any of the Terms are deemed invalid or unenforceable for any reason (including, but not limited to the exclusions and limitations set out above), then the invalid or unenforceable provision will be severed from the Terms and the remaining Terms will continue to apply.

Electronic Funds Transfers

J PARKER NETWORK processes electronic fund transfers (EFTs) as an efficient method of receiving electronic deposits from its customers, purchasing investments, and issuing refunds. EFTs are processed through the vehicles described below:    ● The Automated Clearing House (ACH)    ● The Fedwire    ● Credit Card

Electronic Funds Transfers Agreement and Disclosure


This Electronic Funds Transfers Agreement and Disclosure (this Agreement) is the contract that covers you and our rights and responsibilities concerning the EFTs services offered to you by J PARKER NETWORK. In this Agreement, the words “you,” “your,” and “yours” mean an individual who signs up on the J PARKER NETWORK Online Platform (Platform) and utilizes the Platform to participate in offerings (and any authorized users). The words “we,” “us,” and “our” mean J PARKER NETWORK. EFTs are electronically initiated transfers of money from your bank account or credit card account, which you utilize the Platform to initiate and which allow you to participate in the J PARKER NETWORK offerings. By using any J PARKER NETWORK service, you agree to the terms and conditions in this Agreement and any amendments for the EFTs services offered.

In order to use J PARKER NETWORK's payment functionality, you authorize us to share your identity, bank account data, and credit card account data with Stripe.com as our payment processor. “I authorize J PARKER NETWORK to send instructions to the financial institution that issued my card to take payments from my card account in accordance with the terms of my agreement with you.”

You understand that you will access and are responsible for managing your bank account data and credit card account data through the Platform. You also authorize Stripe and us to process EFTs as you direct them through J PARKER NETWORK.

You acknowledge that none of J PARKER NETWORK, Stripe, and or its affiliates will be liable for any loss, expense or cost arising out of EFT services provided through your use of J PARKER NETWORK, which are based on your instruction; Stripe and our affiliates are third party beneficiaries to this Agreement.